Tori SolutionsTori Solutions

Custom Payment Integration for a FinTech Startup

A FinTech startup needed a custom payment gateway integration that could handle growing transaction volume without the reconciliation headaches of their existing setup. We built it — and they tripled their throughput.

torisolutions.com/work/fintech-payment-integration
Custom Payment Integration for a FinTech Startup

The Context

The startup was processing payments through a third-party gateway with manual reconciliation at end-of-day. As transaction volume grew, discrepancies took longer to find and resolve.

Their existing integration was brittle — it broke during peak loads and required developer intervention to restart, costing them both revenue and customer trust.

The Goals

  • check_circleBuild a reliable payment integration that scales with volume
  • check_circleEnable real-time transaction reconciliation
  • check_circleSupport multiple payment methods (cards, mobile money, bank transfers)
  • check_circleProvide a dashboard for operations team to monitor transactions

Solution Highlights

payment

Custom Gateway Adapter

A resilient API layer that routes transactions to the right payment provider based on method and region, with automatic retry and failover handling.

sync_alt

Real-Time Reconciliation

Every transaction is matched and reconciled as it processes — not at end-of-day. Discrepancies surface instantly instead of hiding until monthly close.

monitoring

Transaction Monitoring Dashboard

A real-time dashboard showing transaction status, success rates, and alerts for anomalies — giving the ops team full visibility without digging through logs.

The Results

3x

Transaction Volume Handled

99.9%

Uptime

Real-time

Reconciliation

Tech Stack:PythonFastAPIPostgreSQLRedisDocker

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